Media: banks may be allowed to block the card without confirmation of the customers

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СМИ: банкам могут разрешить блокировать карты без подтверждения клиентов

The Ministry of Finance and the Central Bank propose to amend the law “On national payment system” amendments, according to which the banks will be entitled to block the card or to suspend for two days the transaction on suspicion that the client may not agree with the operation,”Kommersant”writes.

It is clarified that banks will be able to block the card even if the customer has entered the correct pin code or used an actual electronic signature. If an operation will suspend the Bank, the client will be prompted to consent to the operation.

Further, based on the response of the client, the Bank makes the decision to carry out the operation or not. The publication notes that the recommendations according to the criteria of suspicion is already preparing the Bank of Russia.

However, according to the chief of legal management SDM-Bank Alexander Golubev, these changes will actually require the client to be constantly in touch with your Bank. Partner of the law Bureau “Kobelev and partners” Ruslan Kobelev also explained that in the event of litigation between the Bank and the client, the guilty can be declared last, as could not permanently receive information from the Bank.

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