The aggregate portfolio of overdue debt on mortgage loans Russians for the year increased by 35% and as of April 30 amounted to 80 billion rubles.
Last year this amount was equal to 59 billion rubles,said “RIA Novosti” with reference to research credit history Bureau “Equifax”.
It is noted that the overdue debt on mortgage steady growth. So, in April the portfolio of overdue mortgage debt grew by 5.4%, and YTD — by 10.2%. There is an increase and the number of “bad” mortgage loans. In April, the number of such loans rose slightly, by less than 100 pieces, but since the beginning of year the indicator has grown significantly substantially — by 8.2%, or 2,185 thousand credits.
In the future this will lead to the fact that the Russians will begin to lose their housing, which is now in pledge at banks.
Previously, the Central Bank recommended banks to forgive mortgage debts after the withdrawal of the Deposit. According to the Central Bank, credit organizations must conduct an individual analysis of the life situation of the borrower.
Recall that according to the regulator, in April of 2019, banks issued loans at 7,021 trillion For the year this figure rose by 23.1%.