Personal debt of the average Russian banks at the end of 2019 has grown by almost 11% and amounted to 249 thousand rubles. As reported by “RIA Novosti”the press service of the credit history Bureau “Equifax” for the last three years, the debt has increased by almost 30%.
Analysts pointed out that the primary reason for such dynamics — the activity of banks offer pre-approved loans. The greatest debt in 2019 was observed in borrowers in the age 31-40 years. Personal debt in this group amounted to 319 thousand rubles per person.
At the same time, the most active amount of personal debt is growing among young borrowers. Debt of Russians in the age of 22-25 years for the 2019 rose 14% to 134,7 thousand rubles. Separately allocate the youngest clients up to 21 years, which accounted for 2%. A few years ago, banks chose not to work with this category.
The Deputy of Legislative Assembly of Leningrad region Vladimir Petrov had earlier proposed to give credit to the Russians under the age of 25 just for education and home purchase.
On 1 August it was reported that Russia is gradually forming a new class of “borrowers-marginal” customers, who will be compelled to refuse even the microfinance institutions.